Club and Local Association General Liability Insurance


USA Cycling’s insurance carrier through The Fairly Group (1-800-530-4809 ext. 3662) offers a discounted General Liability Insurance program for USA Cycling member clubs and local associations.

The club and local association insurance policy provides coverage with a liability limit of $1 million for clubs during cycling-related club activities, such as awards banquets, meetings, approved fund-raisers, and club training rides that are not sanctioned by USA Cycling. This coverage includes bodily injury and property damage, including participant legal liability coverage, as well as personal and advertising injury, including libel, slander, and defamation of character.

For coverage to be valid, the club must obtain and keep from all participants and club members for a minimum of 10 years the approved club waiver and release with original signatures.

Coverage is specifically excluded for practices for which permits have been issued by USA Cycling and for all competitions and tours, including fun rides, whether USAC-permitted or not, and whether involving cycling or not. There is no coverage for riders for suits brought against them by another rider and there is an abuse and molestation exclusion.

Apply for the additional insurance by complete the Club Insurance Application.

For more information contact our Membership Department at or 719-434-4200.